Depending on the practice area, an individuals rights and subsequent procedures may vary greatly or not at all. One example are the rights a person may have during a foreclosure.
In a foreclosure, an individual has forfeited their rights to their property by default on their mortgage. U.S. States have different legal methods for resolving a foreclosure proceedings. Some states are considered Lien States, where a lender (bank) would have to file a lawsuit through the courts in order to foreclose. Followed by, Title states, that are generally conducted through a non judicial proceeding, where the lender has the right to initiate a foreclosure without wrying through the court system. In a map of the US north-east, the method by which foreclosures take place are shown. The chart below also depicts the state’s status as to whether it is a Lien Theory State or Title Theory State.

Below we have provided a list of the states, and their property rights’ categorizations:
State | State Abbreviation | Capital | Largest | Theory State |
Alabama | AL | Montgomery | Birmingham | Title Theory State |
Alaska | AK | Juneau | Anchorage | Title Theory State |
Arizona | AZ | Phoenix | Title Theory State | |
Arkansas | AR | Little Rock | Lien Theory State | |
California | CA | Sacramento | Los Angeles | Title Theory State |
Colorado | CO | Denver | Title Theory State | |
Connecticut | CT | Hartford | Bridgeport | Lien Theory State |
Delaware | DE | Dover | Wilmington | Lien Theory State |
Florida | FL | Tallahassee | Jacksonville | Lien Theory State |
Georgia | GA | Atlanta | Title Theory State | |
Hawaii | HI | Honolulu | Lien Theory State | |
Idaho | ID | Boise | Title Theory State | |
Illinois | IL | Springfield | Chicago | Lien Theory State |
Indiana | IN | Indianapolis | Lien Theory State | |
Iowa | IA | Des Moines | Lien Theory State | |
Kansas | KS | Topeka | Wichita | Lien Theory State |
Kentucky[E] | KY | Frankfort | Louisville | Lien Theory State |
Louisiana | LA | Baton Rouge | New Orleans | Lien Theory State |
Maine | ME | Augusta | Portland | Lien Theory State |
Maryland | MD | Annapolis | Baltimore | Lien Theory State |
Massachusetts[E] | MA | Boston | Title Theory State | |
Michigan | MI | Lansing | Detroit | Title Theory State |
Minnesota | MN | St. Paul | Minneapolis | Title Theory State |
Mississippi | MS | Jackson | Title Theory State | |
Missouri | MO | Jefferson City | Kansas City | Title Theory State |
Montana | MT | Helena | Billings | Title Theory State |
Nebraska | NE | Lincoln | Omaha | Title Theory State |
Nevada | NV | Carson City | Las Vegas | TItle Theory State |
New Hampshire | NH | Concord | Manchester | TItle Theory State |
New Jersey | NJ | Trenton | Newark | Lien Theory State |
New Mexico | NM | Santa Fe | Albuquerque | Lien Theory State |
New York | NY | Albany | New York | Lien Theory State |
North Carolina | NC | Raleigh | Charlotte | TItle Theory State |
North Dakota | ND | Bismarck | Fargo | Lien Theory State |
Ohio | OH | Columbus | Lien Theory State | |
Oklahoma | OK | Oklahoma City | Lien Theory State | |
Oregon | OR | Salem | Portland | TItle Theory State |
Pennsylvania[E] | PA | Harrisburg | Philadelphia | Lien Theory State |
Puerto Rico | PR | Lien Theory State | ||
Rhode Island[F] | RI | Providence | Lien Theory State | |
South Carolina | SC | Columbia | Charleston | Lien Theory State |
South Dakota | SD | Pierre | Sioux Falls | TItle Theory State |
Tennessee | TN | Nashville | TItle Theory State | |
Texas | TX | Austin | Houston | TItle Theory State |
Utah | UT | Salt Lake City | TItle Theory State | |
Vermont | VT | Montpelier | Burlington | Lien Theory State |
Virginia[E] | VA | Richmond | Virginia Beach | TItle Theory State |
Washington | WA | Olympia | Seattle | TItle Theory State |
Virginia | WV | Charleston | TItle Theory State | |
Wisconsin | WI | Madison | Milwaukee | Lien Theory State |
Wyoming | WY | Cheyenne | TItle Theory State |
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